nationwide auto insurance comparison The Pros and Cons of a Nationwide Auto Insurance Policy
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Nationwide Car Insurance

When it comes to car insurance, things don't stay the same for too long. Rates and even laws change, and your circumstances are seldom static. You might add or subtract drivers, take on a new job or buy a new vehicle. All of these factors can impact the premiums you pay for quality auto insurance. At we can help you find the right Nationwide Car Insurance policy at the right price.

As one of the biggest insurance companies in the U.S., Nationwide auto insurance is worthy of your consideration. To start with, Nationwide is not likely to be your least expensive possible choice for insurance. However, with discounts, the rates come in at around the national average. The company also has a solid reputation for quality customer service with many desirable features for optional coverages.

Nationwide Car Insurance guide

A Tradition of Good Customer Service at
Nationwide Car Insurance

A preponderance of surveys shows that Nationwide rates high for customer service in many categories. This involves such things as the speed of handling claims, the ease of payment options, the opportunity for customers to get answers and the ability to make policy changes. While these are all standard services provided by a highly-rated insurance company, Nationwide does boast a few special features.

The first is the On Your Side brand. This is the company's way of saying that they stand behind their customers, but it also has tangible benefits. If your car is damaged in an accident, repairs at an approved repair center (or an On Your Side repair center) come with a quality guarantee for the work done. This guarantee lasts for as long as you own the car. Nationwide also recommends an annual policy review to make sure you have a policy that fits your evolving needs. This can discover gaps in coverage and missing discounts. It is the company's way of making sure your policy keeps pace with a changing market as well as your situation.

A Company That Nails the Basic Coverages

With a Nationwide policy, you can feel confident that you have the necessary coverage to operate your motor vehicle. Agents will make sure that you have the legal minimum coverage for your state. They will also make sure you are protected with the most common coverages that belong in nearly all auto policies:

Nationwide Car Insurance comparison
nationwide auto policies

A Strong Selection of Optional Coverages and Features

While having the basic coverages in place is crucial, an auto policy that offers valuable optional coverages is important, too. These features enable you to tailor a plan to your specific needs and your budget. In this regard, Nationwide has several features that help it stand apart from other insurance companies:

These coverages can provide added value to a policy. They are optional, allowing you to determine if one or all make sense for you. Nationwide performs well on the value of its upgraded coverage options.

Nationwide Car Insurance discounts

A Possibility of Multiple Discounts

Nationwide makes available several policy discounts. These are similar to discounts from other insurance carriers. These potential reductions in policy premiums come from a wide range of situations. Students might receive a good grade discount, while the presence of an anti-theft device can also reduce premiums. Other discounts are available for safe driving, defensive driving and certain payment and billing methods. 

Pros and cons of Nationwide

If you drive a motorcycle, Nationwide is known for competitive rates for coverage. This is especially true if the motorcycle is your only vehicle.

If you are looking for the lowest rates, Nationwide car insurance might not be your first option. The overall rates come in at about average, meaning you can find lower rates if that is your main objective. Also, young drivers tend to pay higher premiums than average.  Possible discounts such as a multiple-policy reduction could make rates more affordable depending upon your situation.

Compare Rates With OfficialCar

At, we are always happy to help you compare rates between multiple insurance companies. Our referral service allows consumers to easily request insurance quotes from a range of insurance providers and agents. The rates you receive might vary depending upon a mix of personal factors such as the vehicle you drive, coverage limits, deductibles, location and other information.

You can begin to compare insurance rates now and get the best auto insurance for your needs.